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We Help You Through The Claims Process
Navigating homeowners insurance, particularly as it relates to storm damage claims, can be a daunting task. The complex paperwork, intricate loopholes, and ever-changing laws and regulations make it challenging to comprehend what is covered and what isn’t. Recognizing this, Millard Roofing committed years ago to simplifying the process by eliminating the middle-man. With insurance specialists and an attorney readily available, we handle the hard work on your behalf, ensuring a seamless experience. Our all-encompassing team is dedicated to managing every aspect of the process, allowing you, the homeowner, to relax and carry on with your daily life, confident that your roofing needs are in capable hands.
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Insurance Claims FAQ
What is homeowners insurance?
Homeowners insurance provides a safety net in case a catastrophe occurs in your neighborhood. It covers events such as fires, heavy winds, burglaries, and more. Examples of situations where homeowners insurance can help include a fallen tree damaging your belongings inside the home, someone getting injured on your property, or living expenses while repairs or replacements are being done. To calculate insurance costs, carriers assess the “risk” associated with your area, taking into account factors such as crime, weather, and average home values.
What are my rights as a homeowner?
Understanding your rights and the policies associated with them is crucial as a homeowner. Make sure you have a copy of your full insurance policy and don’t rely solely on what your agent tells you. You have the right to good faith from your insurance company, which means they should act fairly and honestly when settling claims. If they don’t, they could face civil action and financial consequences. To protect yourself, keep notes of all discussions and maintain copies and original documents.
How does Millard Roofing protect me?
Millard Roofing is committed to protecting you and your home. We work directly with your insurance company to ensure you get the coverage you deserve for roofing contractor insurance claims. Our insurance experts and inspectors collaborate to accurately assess damage, including any underlying issues, and ensure repairs are done correctly and in accordance with state and manufacturer regulations. If a small roof repair turns into a larger project, we make sure your insurance covers every penny they should until the work is completed. We won’t stop until you and your home get what you deserve, all while continuing work on your home so your family can return to normal as we handle the details.
What is the process for filing a roof insurance claim?
The process for filing a roof insurance claim typically involves the following steps: contacting your insurance company to report the damage, scheduling an inspection with an insurance adjuster, obtaining estimates from reputable roofing contractors, submitting necessary documentation to your insurer, and awaiting approval for repairs or replacement. Millard Roofing can assist you throughout this process, providing expert advice and ensuring proper documentation to streamline your claim.
What factors can impact my insurance claim for roof damage?
Factors that can impact your insurance claim for roof damage include the age and condition of your roof, the cause of the damage, your policy’s coverage limits and deductibles, and whether the damage is deemed to be a result of poor maintenance or neglect. To maximize your chances of a successful claim, maintain your roof regularly and work with experienced professionals like Millard Roofing to assess and repair damage.
Can Millard Roofing help me with emergency roof repairs while my insurance claim is being processed?
Yes, Millard Roofing can help you with emergency roof repairs while your insurance claim is being processed. We understand the urgency of addressing roof damage to prevent further harm to your property, and our team is prepared to provide prompt and efficient emergency repairs to safeguard your home until the insurance claim is resolved. Millard Roofing repairs all types of roofing systems including: asphalt shingle roofs, metal roofing systems, clay tile roofing, slate roofs, cedar shake roofing systems, flat roofs and more.
Will my insurance premium increase after filing a roof claim?
It’s possible that your insurance premium may increase after filing a roof claim, as some insurers may view a claim as an increased risk. However, this depends on your insurance provider’s policies and the specifics of your claim. To better understand the potential impact on your premiums, consult with your insurance agent or company.
How long does it usually take for an insurance claim to be resolved?
The time it takes for an insurance claim to be resolved can vary depending on the complexity of the claim, the responsiveness of your insurance company, and the documentation provided. Millard Roofing works diligently to expedite the process by offering accurate damage assessments, comprehensive documentation, and ongoing communication with your insurance company to help you achieve a timely resolution.